“Best of the Valley” representing F&M Bank's win as Best Bank and Best Mortgage Company.

F&M Bank Named Best Bank and Best Mortgage Company in the Valley

We’re honored — and thrilled — to share that F&M Bank has been named both Best Bank and Best Mortgage Company in the 2025 Best of the Valley…
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Wire Transfer Standard Change Begins July 2025

A New Standard for Global Payments Begins July 2025 Effective July 14, 2025, a new messaging format—ISO 20022—will be adopted for wire transfers in…
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spoofing phone scam

Fraud Alert: Beware of Spoofed Calls Claiming to Verify Debit Card Transactions

Recent Scam Targeting Valley Residents We have received multiple reports of customers receiving phone calls from 540-896-8941, with the caller posing…
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Cute little children at lemonade stand in park.

Why Your Kids Should Have a Lemonade Stand

Nothing says summer like a good old-fashioned kids lemonade stand. It’s one of the best ways to teach money lessons for kids, while helping them build…
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Wall Street Tariffs Market Volatility

New Tariffs Drive Market Volatility

New Tariffs Drive Market Volatility At 4:00 p.m. on April 2, 2025, President Trump announced sweeping tariffs on imported goods that were significantly…
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IRA Contribution Taxes Shenandoah Valley Virginia

There’s Still Time: What You Should Know About the IRA Contribution Deadline

There’s Still Time: What You Should Know About the IRA Contribution Deadline As tax season approaches, so does an important opportunity to invest…
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Woman Opens Online Bank Account

Don’t Just Open a Bank Account- FOCUS On the Right One

Opening a bank account might seem like a simple task, like grabbing a coffee – quick and easy. But it's a far more crucial step in managing your finances,…
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Photo of tablet and smart phone with online banking screen visible

Introducing Financial Health Suite: Your All-in-One Money and Identity Protection Tool

At F&M Bank, we believe in constantly evolving our products and services to better serve our customers and strengthen our community in the Shenandoah…
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red house on red trend line on blue background

Understanding Mortgage Interest Rates

The mortgage market for homebuyers is buffeted by economic fluctuations, Federal Reserve activities, and the bond market, plus the supply and demand for…
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